A leading private health insurance provider licensed by the National Health Insurance Authority (NHIA) of Ghana to operate a Private Commercial Health Insurance Scheme (PCHIS) for corporate organizations, Apex Health Insurance Ghana has partnered with another leading health insurer in Africa, Liberty Health based in South Africa to provide quality and accessible healthcare cover for the Ghanaian public.
The partnership which allows Apex Health Insurance Ghana to sell Liberty Health’s Cover products was announced at a virtual launch between the two organizations today.
The deal will enable Apex Health Insurance to provide a comprehensive range of products meeting multinational, corporate, and SME client needs.
It’s worthy to note that the full range of Liberty Health Cover products has been approved by the regulatory authorities in Ghana.
Speaking at the virtual launch, the Chief Executive Officer (CEO) of Liberty Health, Andrew Schwulst, was happy that the strategic partnership which has been on the drawing board for some time has finally been materialised.
He was of the high hope that the joint teams will have a values-driven and positive impact on the health ecosystem in Ghana.
“The partnership demonstrates our commitment to making quality healthcare accessible to more residents of West Africa, Ghana specifically, and across the African continent,” said Schwulst.
According to him, the South Africa-based health insurer (Liberty Health) has established partnerships with local insurers in 27 African countries, enabling employers to have a standardised health insurance solution across the continent.
“We settle 96% of all claims directly with providers, with minimal out-of-pocket expenses for their customers.” The CEO of Liberty Health hinted.
On his part, the CEO of Apex Health Insurance, Ghana’s top health insurer, Godwin Fafali Setsofia-Tukpeyi, in a remark explained that from his outfit’s perspective, “Apex Health Insurance has partnered with Liberty Health to meet Ghanaian residents’ needs for a range of benefit plans that not only provide in-country cover but plans that also offer access to international benefits.
He disclosed that many of his firm’s multinational and government clients have expressed a need for cover across multiple countries in Africa: such as emergency evacuation, international critical care services, and more choices around international elective treatments.
“We are committed to providing benefits that offer comprehensive and meaningful cover, value for money, predictable premium increases and collaborative processes to contain costs for long-term sustainability,” he added.
“Liberty Health also has the financial strength, clinical and governance frameworks, and tools to help us ensure healthier staff and therefore better business and economic growth. Collectively, this gives members and their employers’ financial peace of mind, and over time will make Africa healthier,” he explained.
“We are excited about working even closer with Liberty Health to expand access to the Ghanaian wellbeing offering. By empowering people to be as healthy and productive as possible, we help contribute to their financial freedom.” Setsofia-Tukpeyi added:
Currently, less than 50% of Africans have access to modern healthcare facilities. This has been made worse by the COVID-19 pandemic, resulting in millions of people in dire need of access to proper healthcare.
The available range of healthcare solutions now provides increasing access to various levels of comprehensive cover for employees of multinationals, corporates, and small businesses in Ghana, providing several choices to suit every budget and need.